Credit Analyst

May 12, 2022

Job Description

Seeing beyond numbersºAt Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.This role sits within LBC Tech, a subsidiary of Laurentian Bank Financial Group.The incumbent analyzes personal credit files of existing clients identified as higher risk and negotiates and implements solutions with clients and financial advisors to reduce the overall risk. The incumbent is also responsible for monitoring the progress of individual files and following up to ensure required actions are taken.

Responsibilities

ºAnalyze credit accounts that have elevated risk, assess the client's current financial stability and work with client directly or his/her financial advisor to find solutions to address the risk within timeframes acceptable to the bank ºRender decisions or make recommendations that respect the policies and guidelines and the risk appetite of the bankºActively adhere to established control procedures including pipeline management, quality control, and data integrity responsibilities to meet personal and team targetsºDemonstrate ownership of the customer experience through entire process by proactively problem solving and maintaining effective communication with the various stakeholdersºParticipate and support any external mailings/ other communication to designated cohort of clients with elevated riskºActively participate as a SME and present improvement ideas that can impact profitability, efficiency and client experienceºMaintain up-to-date knowledge of current legislation and industry trendsºWork independently with minimal guidanceºPerform any other similar or general duties as required.

Qualifications

Requirements ºUndergraduate university education in a relevant field and a minimum of 6 years of relevant experience. Specific SkillsºStrong analytical abilities including ability to assess more complex client profilesºExcellent negotiating skillsºExcellent knowledge of consumer credit including credit reports and principals of lendingºStrong organizational skills and attention to detailºStrong written and verbal communication skillsºStrong competency and comfort utilizing technologyºStrong Customer service skills ºBilingualism is preferred

Additional Information

Equity, Diversity & Inclusion:We are proud to be an equal opportunity employer and are committed to fostering an inclusive and accessible work environment that reflects the diversity of our customers and our communities. We welcome and encourage applications from individuals from all groups, including Indigenous people, women, visible minorities, and persons with disabilities, regardless of race, national or ethnic origin, colour, religion, age, sex, sexual orientation, gender identity or expression, marital status, family status, genetic characteristics, disability or any other legally-protected ground. Accessibility:Accommodations for persons with disabilities are available upon request for job applicants taking part in all aspects of the recruitment process.PIPEDA:We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.

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